Competition Terms and Conditions

1. Any person who is an employee or an immediate family member of an employee of Life In Ltd or any other person who is directly connected with the organisation(s) running any particular competition is ineligible to participate.
2. By entering the competition entrants will be deemed to have read and understood these rules and be bound by them.
3. Competitions are only open to residents of the UK, Channel Islands and the Isle of Man and entrants must be at least 18 years of age.
4. All decisions of Life In Ltd will be final and binding. No correspondence will be entered into.
5. All entries answers must be received by 15/12/06 the closing date specified in the competition. Answers will be entered automatically upon submission. No responsibility will be taken by Life In Ltd for any answers that are illegible, misdirected, lost for technical or other reasons or received after the closing date.
6. If for any reason an advertised prize is unavailable Life In Ltd reserves the right at its absolute discretion to substitute a similar prize of equivalent or greater value. None of the prizes may be exchanged or transferred and no cash alternative will be offered. Please allow 28 days for delivery of all prizes.
7. The winner(s) name(s) will be selected in a random draw from all correct answers received. Winner(s) of prizes will be notified within 28 days after the winner(s) have been ascertained. Names of winners are available from Life In Ltd upon request.
8. If the winner(s) of the prize cannot be traced after reasonable efforts having been made by Life In Ltd then Life In Ltd may dispose of the prize as it thinks fit without any liability to the winner(s) for having done so.
9. Entry costs (where applicable) are as advertised. Entrants are liable for their costs to access telephone, mobile or computer networks.
10. Where prizes are to be provided by a third party then the winner(s) will be required to complete all appropriate or applicable booking or other formalities direct with such provider. Life In Ltd will have no responsibility for the acts or defaults of any other persons.
11. Life In Ltd reserves the absolute right to disqualify any entrant to any competition which it considers has used improper technical means to enter.